The N1–N14 steps at a glance
Fourteen steps, three phases, a verifiable result at every step.
The MLC3 methodology has three phases:
- Data (N1–N5): documents, income, costs, assets, debts.
- Analysis (N6–N10): liquidity, cash flows, ratios, scenarios, sensitivity.
- Synthesis (N11–N14): Monte Carlo, repayment capacity, report, monitoring.
What matters is not the number of steps but that every step leaves a trace: a table, a ratio or a chart that someone else can check.
All the steps: Methodology.